Tobias, I thank you for your kind words. For all the posts I put on here I wonder if anything I say is really useful. I know I have learned a lot from some of the 'class' members of this forum, but they are far more knowledgable than I.
As of this morning I have purchased an active pair of speakers, accepted an offer on my Krell, and have a friend interested in my Kharma speaker, along with some Purist ICs. This will help with the debt issue, but I might not have a system that would make my comments credible (most of what I say is incredible anyway) anymore, but I'll still stir the pot from time to time!